Founding Loan Officer, Non-QM
Teach the agents how a great LO structures a non-QM deal, and bring our first brokers live.
About the role
You have structured hundreds of DSCR, bank-statement, and asset-depletion loans, and you know which lender takes which file before you open the guidelines. Here that judgment becomes the playbook our agents run on every scenario, and you are the person new brokers learn the product from.
What you will do
- Review how the agents quote and structure real scenarios, and correct them until they match what you would do
- Write down the unwritten rules: which lender for which borrower, and why
- Onboard our first broker customers and stay with them through their first funded loans
- Run live files alongside the agents so we see where they help and where they get in the way
- Tell the product team, plainly, what a loan officer would never put up with
What you bring
- Five or more years originating non-QM loans, with a book you are proud of
- Fluency across DSCR, bank-statement, asset-based, and foreign national programs
- Relationships with wholesale non-QM lenders and the account executives behind them
- The patience to explain your reasoning, more than once, to people and to software
- An active NMLS license, or the ability to obtain one
Working with the agents
Every correction you make becomes a test the agents must pass from then on. Your judgment compounds across every file the product touches.
Apply for this role
Three things to get started. A person reads every application, and we will reply either way.
Loan Labs is an equal opportunity employer. We consider every applicant without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other characteristic protected by law. If you need an accommodation to apply, write to careers@loanlabs.ai.
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